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Explore Our Properties
a legacy group field guide

The Waterfront Breakdown

Oceanfront, ICW, sound-front, or riverfront — four very different ways to own water on this coast, and four very different insurance bills. Get our free comparison guide.

Homebuyer's Guide

Buying a home should be one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first-time homebuyer’s guide created by our team will reduce the stress of buying a home and help you enjoy the journey.

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Worksheet 1: The Four Waterfront Types

Oceanfront, ICW, sound-front, and riverfront are not interchangeable. See what each type actually means, who it's built for, and how access and price compare before you fall in love with a view.

Sunlit chair and marble side table with books, framed by sharp geometric shadows.

Worksheet 2: The Insurance Math

The real ask before you write an offer: typical flood zone, typical flood insurance, and typical all-in insurance cost for each waterfront type on this coast, based on current NFIP and FEMA Risk Rating 2.0 data.

Sunlit chair and marble side table with books, framed by sharp geometric shadows.

Worksheet 3: Find Your Fit

A short quiz to point you toward the waterfront type that matches how you'll actually use the water, not just the prettiest listing photo.

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Worksheet 4: Ask the Right Questions

The checklist we use with our own waterfront buyers before they write an offer — elevation certificates, flood zone history, and dock condition, so there are no surprises after closing.

Dedicated Service, Real Results

Finding the perfect home and navigating the purchase process can be daunting. Leverage our knowledge and expertise and enjoy your personalized real estate journey.

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